Minimum Investment: Prospective investors should be aware of the minimum initial investment required to purchase the annuity, ensuring accessibility for a wide range of individuals.

Surrender Period: Policyholders should carefully consider the duration of the surrender period, during which early withdrawals may incur surrender charges. Understanding the surrender period is crucial for assessing liquidity and flexibility.

Surrender Charges: Fees assessed for withdrawing funds before the end of the surrender period can impact the overall return on investment and should be carefully evaluated.

Interest Rate or Potential Returns: The Athene Agility 10 Fixed Indexed Annuity offers potential returns linked to the performance of an underlying index, providing policyholders with the opportunity to participate in market gains while offering downside protection against market losses. The brochure does not specify the guaranteed interest rate for fixed annuities or potential returns for indexed annuities, which is a crucial aspect for investors to consider.

Indexing Methodology: It is essential to understand the indexing methodology used by the annuity, as it determines how interest crediting is linked to the performance of the underlying index. Policyholders should assess the transparency and fairness of the indexing methodology to make informed investment decisions.

Participation Rate and Cap Rate: The participation rate and cap rate play a significant role in determining the amount of interest credited to the annuity. Policyholders should carefully review these rates to understand the potential returns and limitations of the annuity.

Investment Options: The brochure does not provide information on specific investment options available within the annuity's sub-accounts, which may include various asset classes such as stocks, bonds, and mutual funds. Investors should assess the available investment options to ensure alignment with their risk tolerance and investment objectives.

Fees and Charges: Policyholders should be aware of any fees associated with the annuity, including administrative fees, mortality and expense fees, and investment management fees. Understanding the fee structure is essential for evaluating the overall cost of the annuity and its impact on investment returns.

Guaranteed Income Options: The Athene Agility 10 Fixed Indexed Annuity may offer optional riders or features providing guaranteed income for retirement, enhancing financial security for policyholders. Investors should assess the availability and terms of these guaranteed income options to determine their suitability for their retirement planning needs.